In a 30-page report, Larry Miller, the head of New York University's Steinhart Music Business Program, argues that traditional radio has failed to engage with Generation Z -- people born after 1995 -- and that its influence and relevance will continue to be subsumed by digital services unless it upgrades. Key points made in the study include: Generation Z, which is projected to account for 40% of all consumers in the U.S. by 2020, shows little interest in traditional media, including radio, having grown up in an on-demand digital environment. AM/FM radio is in the midst of a massive drop-off as a music-discovery tool by younger generations, with self-reported listening to AM/FM radio among teens aged 13 and up declining by almost 50 percentage points between 2005 and 2016. Music discovery as a whole is moving away from AM/FM radio and toward YouTube, Spotify and Pandora, especially among younger listeners, with 19% of a 2017 study of surveyed listeners citing it as a source for keeping up-to-date with music -- down from 28% the previous year. Among 12-24 year olds who find music discovery important, AM/FM radio (50%) becomes even less influential, trailing YouTube (80%), Spotify (59%), and Pandora (53%). By 2020, 75% of new cars are expected to be "connected" to digital services, breaking radio's monopoly on the car dashboard and relegating AM/FM to just one of a series of audio options behind the wheel. According to the U.S. Department of Transportation, the typical car in the U.S. was 11.6 years old in 2016, which explains why radio has not yet faced its disruption event. However, drivers are buying new cars at a faster rate than ever, and new vehicles come with more installed options for digital music services.